www.USLoanATM.com
Most
people have that friend who always seems to have more spending cash than
average, despite a low paying job. One may wonder how this individual manages
to keep above water in an ever inflating economy. Is he magical? Does she have
a rich uncle nobody knows about? Is she secretly a stock market genius with
high yielding accounts? Has he maxed out all her credit cards with cash
advances or loans? While this phenomenon might seem too mystifying to be
explained in realistic terms, more often than not this friend is simply a great
budgeter.
Budgeting
isn't necessarily self-depravation. Believe it or not, a person can have a
great, rich life on a budget. With an ounce of self-evaluation and a dose of
planning, a person can learn to be that friend with the extra cash, rather than
the friend with the extra debt.
Without
over generalizing, there are two main types of consumers: those who buy things
and those who buy experiences. Most likely, your super-savvy friend is the
latter. People who value life experiences over material things tend to be more
budget-minded than those who value material things. One may ask why, when
considering that experiences are often just as expensive as objects. The answer
is simple: many experiences, such as traveling, large dinner parties with
friends, or concerts, require planning. This isn't to suggest that those who
love experiences never take out cash advance to finance a spontaneous trip to
Europe or to purchase over-priced Radiohead tickets on eBay; however, by and
large, most people plan these types of events because planning is half of the
fun. The anticipation of events is what stimulates these experience minded
individuals: they value the journey and the destination. And, luckily, planning
is the key to maintaining a realistic budget and still having a high quality of
life.
ไม่มีความคิดเห็น:
แสดงความคิดเห็น