To tackle an immediate financial emergency at the end of the month when
there is almost nothing left from the last month's salary, one needs instant
cash. To get instant cash one has to go in for an instant decision loan, where
approval of the loan is almost instant.
To qualify for such an instant decision loan one has to be at least 18
years of age, should have fulltime employment with regular monthly income, and
have a checking or a savings bank account which is minimum 90 days old so that
the loan amount can be deposited electronically.
An instant decision loan amount can vary, but it is almost up to $1000 in
US and $1000 in US. Repayment time also varies but mostly it is within 14-18
days. Extension of loan term is possible but the decision lies with the lender
and the borrower will have to pay high interest and charges. The loan amount
including charges and interest is debited electronically from the borrowers'
bank account. Hence the borrower need not go in physically to pay back the loan
amount. Non-payment of the loan amount will not only attract higher interest
but also penalties. So one has to be careful while repaying these loans and not
paying the extra money.
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